BLOG: speculation

Giant Savings in Don’t Buy Now!

26 June 2012 Homebuyers who took Prosper Australia’s advice – Don’t Buy Now! – exactly five quarters ago have typically saved themselves $64,000 from the fall in property prices compared to someone who bought. Major land price falls mean a smaller mortgage, saving a...

Broadacre Land Prices To Fall Hard

13 June 2012 Victoria Planning Minister Matthew Guy has made big land price falls on Melbourne's outskirts a certainty with his extension of the metropolitan boundary by around 7000 hectares. "The gaping chasm between developer supply and buyer demand has never been...

Weak Construction gets Weaker

Dwelling construction continues to fall, according to the AIG-HIA Performance of Construction Index for May. Commercial construction and house building activity weakened to 34.7, where anything below 50.0 represents contraction. In parallel, the ABS Building Approvals...

Tidal Race

Tidal Race. Definition: a stream of exceptionally fast tidal flow created when the tide is forced through a constriction. Australians are saving like mad and quickly paying down debt. But we stand in a Tidal Race, where the water rises faster than a person can run....

Understanding Cause and Effect

Reposted from Bryan Kavanagh's thedepression.org.au, an excellent source of dissident economic analysis. It helps that he is correct. If you jump off the top of a tall building, you’ll go splat at the bottom: that’s simple physics. We are told economic laws are not as...

Another loser renovation

Corrected at 1730 to adjust (upward) the renovation figure. Many thanks, Steven Shaw for pointing out my error. Toby Johnstone is out again in the SMH recording how two brothers wasted nearly two years of their lives and endless toil renovating a Cleveland Street...

Land Rent = Job Creation

A nifty clip from our South African colleagues Karen Cooper and Peter Meakin. Of note is their useful method comparing 300Rd p/m in land rent to the 60,000Rd we currently pay to banksters.

Muck in Marrickville

Today's Sydney Morning Herald has a breathless article about a flipper couple who bought, renovated and have for sale a Marrickville terrace. The underlying message: there’s profit in the renovation game. My back-of-envelope calculations based on the article’s figures...

House Price Bust: Why Talk of a Bubble Won’t Wash

Philip Soos notes eight of the nine substantial property price increases over the last 131 years have resulted in a decline. He can’t see why the largest increase on record would not precede another drop now. Soos does not buy the argument that Australia is suffering from a “chronic housing shortage”, saying property prices have continually experienced boom-bust cycles regardless of population growth.