Archive for October, 2009

Tax cheats

Sunday, October 25th, 2009
光。
Creative Commons License photo credit: K.erb 汪



Via Crikey E-News

Kevin McCready writes: Re. “Tax Office won’t prosecute Australia’s worst tax cheat” (20 October item 1). It’s time to end the rort. The bureaucratic army, the skyscrapers and suburban front rooms full of tax accountants, the billions of hours wasted in filling out tax forms and GST schedules etc etc etc.

The savings to our economy by moving to a land tax (simple, undodgeable, equitable) and ditching the rest would be worth a huge chunk of our GNP. We could even save the health system. Land tax is not new but vested interests have prevented it becoming a widespread efficient reality.

I look forward to sensible discussion.

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Hudson – Debt Creation as Wealth Creation?

Friday, October 23rd, 2009



Listen to Professor Michael Hudson on this Renegade Economists podcast exclusive as he takes us through the devolution of neo-liberalism and into the tollbooth economy. Hudson gives perspectives on the Oz economy and banking dominance.

Usually it takes 2 listens to keep up with the good professor!

We’re looking forward to putting more of his talks online soon.

Subscribe to the Renegade Economists podcast – the world’s only show specialising in scarcity.

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Hudson on Late Night Live

Tuesday, October 13th, 2009



Following Professor Hudson’s excellent interview on Phillip Adams last evening, have a listen to their fast paced conversation here.*

Over the next 3 nights in Melbourne, Prof Hudson will be discussing in detail:

Wed Oct 14th – Lifting the Lid on the GFC, 6.30pm, with Steve Keen and Bryan Kavanagh
- recent RBA financial indicators: greenshoots?

Thurs Oct 15th – Economic Policy & Asset Bubbles: The Implications for a Sustainable Society, Melbourne Uni, 5.30pm
- the historical aspects of addressing asset bubbles, moving through infrastructure funding and debt pollution amongst many other topics. (Listen to Phillip Adam’s commentary on Michael’s historical perspective as a hint)

Fri Oct 16th – The Earth vs the Neo-Liberal Paradigm — the Baltic Experience
- Iceland and Latvia’s rapid demise and the positive offshoots springing forward.

Check the full event details

* Please note, Prof Hudson would like to clarify that the Rudd government guarantee of mortgages (rather than banks lending 100% mortgages) is encouraging reckless lending. The banks can provide 90% of the mortgage finance, non bank financial intermediaries 95% and the other 5% in many of the riskiest cases is the FHOG. So who needs savings?

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New Look Progress Magazine

Saturday, October 10th, 2009

PROGRESS_1093_Sep2009_FrontPage


The new look Progress Magazine, 105 years young, is hitting mailboxes around the country. Get a trial subscription to keep abreast of the frontiers of privatisation and the blowback we are applying.

The September edition includes a Hudson special, with leading intellect Dan Sullivan providing insights on the core issues re privilege on land, resources and money monopoly. David Smiley strips apart Kevin Rudd’s essay on ‘The Global Financial Crisis’ via his The Economy in Palliative Care. Local and international news from a geo perspective will help unveil the invisible chains.

Download the Sept- Oct 2009 edition

Sign up now to this long running magazine delivered for free, printed on cane based paper using veggie inks.

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The Economy in Palliative Care

Thursday, October 8th, 2009
La nausea
Creative Commons License photo credit: movimente

David Smiley

(To palliate: to relieve a disease without curing)

David Smiley analyses the debate started by Kevin Rudd’s essay entitled ‘The Global Financial Crisis’.

While the world’s experts are arguing about how to relieve the pain of recession, few are diagnosing its fundamental cause and fewer still are prescribing a fundamental cure. Let us start in Australia.

THE GLOBAL FINANCIAL CRISIS was the title of an essay by Kevin Rudd in the February issue of The Monthly. Rudd’s essay was largely ignored until Robert Manne explained some of its terminology in the March issue and then opened it up to debate in a symposium of international experts in the May issue. Rudd’s essay argued for the replacement, by social democracy, of the free-market and neo-liberal philosophies of some outgoing administrations in the English-speaking world. It contained a powerful critique of the outcomes of these philosophies, and an argument for market regulation to correct market failure in the financial sector. Though this central thesis was extensively set out, quite crucial aspects of method and of scope were mentioned but, regrettably, not developed. For example, the methods for correcting market failure go far beyond market regulation. And the scope of the problems now facing social democracy goes far beyond the financial sector. Regrettably, there were very few references in the essay to the housing market where the meltdown started. And, though this meltdown will have very large impacts beyond the OECD economies, there were only passing references to the threats to the Millennium Development Goals, protection, climate change, and to emerging poverty-driven conflicts.

THE SYMPOSIUM, published in the May issue, contained an introduction by Robert Manne to five world experts asked to comment on Rudd’s essay. This advice was inconsistent and, in some places, badly confused over the nature of land, capital, and the institutions that use them. Since this confusion is of extraordinary importance I will summarise the five contributions and then pose questions that Kevin Rudd should try to answer.

Eric Hobsbawm starts on firm ground, reminding us that monopoly capitalism and monopoly socialism have both crashed in the past and that all economies now combine the public and the private. The rationale for this combination is already well established in the constituents of market failure theory such as monopoly, externalities, merit goods, rent seeking, and non-monetary components of utility such as the environment. However, in a single paragraph, the fourth, Hobsbawm makes four serious mistakes that compromise the remainder of his response. One: that the higher growth rate of the post-1945 “golden age” was due to the remnants of war-time central planning. No, it was due to massive infusions of Marshall-plan capital into war-torn Europe, with results predicted by the theory of marginal returns in situations where the capital base is seriously depleted. Two: that subsequent slowing growth in the OECD was due to market fundamentalism. Partly true, but during that period accelerating real estate speculation was already dragging investment away from the productive towards the unproductive. Three: that the Asian economic miracles rested on “distinctly un-Hayekian” principles. No, “In all three of Asia’s biggest successes – Japan, South Korea and Taiwan – the groundwork for both fast growth and the income equality that eased the social strains of development was laid by a radical land reform.” (The Economist, 29 June, 1991, p. 16). Four: that Atlantic capitalism was responsible for the economic stagnation of the bottom 40% of the US population. No, that stratum was a class that, until tempted by Fanny Mae and Freddy Mac, rented housing from a land-owning class whose wealth was rapidly increased by a raft of tax breaks, remorselessly increasing real rents paid and implicit rents received in huge un-taxed capital gains.
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RBA Policy Matrix

Thursday, October 1st, 2009
Totems 1
Creative Commons License photo credit: DerGuy82

The Reserve Bank of Australia’s monetary policy objective is to encourage:

(a) the stability of the currency of Australia;
(b) the maintenance of full employment in Australia; and
(c) the economic prosperity and welfare of the people of Australia.

However, in light of the strong statements made yesterday in Reserve warns on house prices, we will try to dispel some of the policy contradictions in our current two dimensional economic system:

The Reserve’s head of economic analysis, Tony Richards, said there was a risk of ”undesirably strong growth” in house prices unless construction caught up with a surge in demand.

‘When the price of housing rises, higher-income households tend to benefit at the expense of lower-income households,” he said. ”As a nation, we are not really any richer when the price of housing rises.


Let’s repeat that (and remember it) – As a nation, we are not really any richer when the price of housing rises. Rising property prices are dominated by the land component. No one person created that upkick in land prices. Why should it be privatised? That is the first issue to be recognised.

Higher income households benefit due to the capital gains that in boom years can deliver a capital gain sufficient to subsidise a lifetime’s taxes. Such households benefit disproportionately due to the the higher land value – a fixed percentage will deliver a greater nominal gain.

Infrastructure projects are more likely to be built in well to do areas. With the RBA’s stated aim of ‘the economic prosperity and welfare of the people of Australia’, this admission reflects a compromise that wealthy people can become prosperous at the expense of the poor.

Dr Richards said one reason for the housing shortfall was the difficulty and cost of developing land – typical lots on city fringes cost more than $150,000.


This is where the Policy Dilemma Matrix raises it’s head. Throughout this speech, Dr Richards mentions that supply is lower than it should be. The usual suspects are rolled out – poor state taxes, as we have often commented. Victoria’s GAIC is another one-generational slug that could be more fairly spread over the lifetime of the infrastructure provision via effective council rates (SV, not CIV).

With an October interest rate rise in need due to the property bubble, how will this effect the RBA’s policy goals? Often the RBA raises interest rates at precisely the wrong time. This could be avoided if an understanding of the role of land turnover on business cycles was incorporated.

Higher interest rates will hurt FHO’s, reducing their spending power at the local shops, leading to more business closures. Any small business with a loan will also be hurt. Higher interest rates will push our currency even higher, making exports less effective. All of these outcomes hurt the RBA’s 3 stated policy objectives.

Investor’s however, will able to use their higher interest rates to expand their negative gearing allowances.

The RBA’s policy toolbox must be expanded.
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